Insurance Plans For Small Businesses

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If you have fewer than 25 employees, you may qualify for the Small Business Health Care Tax Credit, if you buy SHOP insurance.

Learn more about SHOP eligibility rules and the Small Business Health Care Tax Credit.

Larger employers who don't offer health insurance may have to pay a penalty.

Since your business has fewer than 50 full-time workers, you don't have to pay a penalty if you don't offer them insurance.

If you have the equivalent of 50 or more full-time workers, you still only have to offer insurance to the full-time workers, not part-time workers.

There are two types of Marketplaces, available in each state.

In the past, if you had an employee who was seriously ill, the premiums in your company's health plan might have gone up.

Health insurance plans can no longer raise premiums based on the health of anyone in your company.

Offering insurance, though, also may have drawbacks.

Here are some questions to consider if you are an employer with fewer than 50 employees. The employer mandates you've heard about are for businesses with 50 or more employees.


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